Risk Analyst

Job Description:

Risk Analyst

Description

Job Summary:

The Risk Analyst performs complex professional duties in Risk Management related to organization, implementing and coordinating the insurance programs and activities associated with all aspects of property, casualty, auto and claims administration and Workers Compensation administration. Responsible for the management of the DOT compliance program and Blue Team Review Program (Police Department Review). This position will also have some responsibility to review certain police incidents, with training and oversight to be provided. Provides support for other programs and functions of the Risk Division, such as Americans with Disability (ADA) compliance activities, insurance renewals, and other programs and projects to support the department.

The salary range for this position is $66,973.92 - $90,414.90 annually with a hiring range of $66,973.92 - $78,694.41, depending on qualifications and experience. This opportunity will be available to applicants until Friday, October 17, 2025, at 5:00 P.M. M.S.T.

Tentative Selection Timeline & Process:

• Position Closes: Friday, October 17, 2025, at 5:00 PM MST
• Phone Screen: October 27, 2025
• Interviews: November 3, 2025
• Skills testing: November 10, 2025
• City Of Loveland Background Check: November 10, 2025
• A City of Loveland background check and elements of the Loveland Police Department background check are required.
  • Upon the successful completion of the City of Loveland background check, the individual selected may begin working at the City while in the process of completing the police department background requirements. Continued employment is contingent upon the successful completion of the police background process, which includes the following:
    • Criminal and driving record check
    • Credit check
    • Psychological Examination
    • Background Investigation

A current resume is required, and a cover letter is preferred.

Are you a detail-driven professional with a passion for uncovering insights and helping organizations make smarter, safer decisions? We’re looking for a Risk Analyst to join our collaborative, high-performing Risk Management Division—a team that thrives on partnership, precision, and purpose.

Here’s what makes this opportunity unique:

• Cross-Functional Collaboration: Work closely with HR, Finance, Legal, and Operations to identify, assess, and mitigate risk across the organization. Your voice will be heard, and your expertise will be valued.
• Growth-Oriented Culture: We invest in your development and encourage continuous learning. Whether it’s mastering new tools or exploring emerging risk trends, you’ll have the support to grow.
• Culture of Trust & Respect: We lead with integrity and empathy, communicate with transparency, and celebrate the wins—big and small—together.

If you’re ready to bring your analytical skills to a team that values collaboration, innovation, and making a positive impact, we’d love to meet you!

Please view our video Working at Loveland to learn more about our exceptional Loveland community and the benefits of working for the City.

Essential Functions:

• Coordinates the internal process for property, liability and Workers’ Compensation claims with claims adjusting support and with settlement authority up to $20,000. Provides recommendations on claims adjusting and settlements for claims above approval and authority limit, with general direction from the Risk Manager.
• Manage Commercial Driver License files and random drug testing as required by the federal Department of Transportation and Federal Motor Carrier Safety Administration and manages the Driver Qualification files. Optimize process for the city's driver license management database, coordinate with Human Resources to compile reports regarding City employees who drive vehicles as part of their job duties.
• Manage, track and approve citywide contract process, including amendments, change orders and associated documents through City routing process; organize and maintain agreements in compliance with insurance requirements. Work directly with Project Managers, Purchasing and Legal Departments to ensure that proper legal procedures are followed.
• Responsible for the review of Police Department blue team reports and advises HR Director and City Attorney’s Office on potential concerns. Assist with organization and management of records and preparation and review of blue team reports and footage. Performs administrative support and moderate technical work in the retrieval and review of police reports, blue team reports and body worn camera footage. Conduct computerized research on a variety of legal topics and applicability of existing Federal and State case law.
• Review certain police incidents, with training and oversight provided, to support departmental compliance and risk reduction efforts.
• Compiles, interprets, and may prepare data for report and/or recommendations to the HR Director and/or City Attorney’s Office based on Blue Team Program review and outcomes.
• Communication and collaboration with vendors, contractors, insurers, and brokers.
• Assists Risk Manager with insurance renewal processes through data collection, research and preparation of updated data/information on city assets.
• Annually complete WC payroll estimates to assist in correct determination of premiums and WC payroll audit on job classification codes in compliance with NCCI. Coordinate and consult with auditor to make necessary adjustments. Coordinate with Human Resources on appropriate NCCI classification codes for new positions and/or position reviews to maintain consistency and correct classifications.
• Support the ADA & Title VI Coordinators, assisting the management and tracking of documents for translation and supports Coordinators with training programs as well as supporting department liaisons across the organization.
• Compile and prepare police reports, municipal and district court data, and information from insurance companies to submit for subrogation and restitution.
• Assist with training in support of the Risk Division, including New Hire Orientation, scheduling & registration for safety training; CPR training schedule.

Other Job Functions:

• Provide front desk phone and walk-up counter customer service.
• Provide administrative and back-up support as needed for Risk Division Staff.
• Performs other duties as assigned.

Job Level and Management Expectations:

• This position has no supervisory or Management Responsibilities.

Qualifications:

Education:

• Required: 4 Year/Bachelors Degree business, finance or related field.

Experience:

• Required: 4 Years progressively responsible experience in adjusting property and liability and workers’ compensation claims.
• Preferred: Experience in Department of Transportation and Drug/Alcohol compliance program.
• Preferred: Experience with police operations.

Knowledge, Skills, and Abilities:

• Exceptional understanding of insurance policies and the purchase and renewal of policies.
• Excellent working knowledge of workers compensation job classification codes as issued by NCCI.
• Must be proficient in MS Office suite and vendor software applications.
• Ability to conduct research on policy review and/or compliance.
• Ability to enter and retrieve information from database systems and maintain integrity of data files/systems.
• Excellent verbal and written communication, analytical, and investigative skills.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Excellent customer service skills.
• Must have the ability to manage and organize multiple tasks simultaneously, work well under pressure, and prioritize assignments to meet deadlines.
• Knowledge of standard insurance/legal references and their contents, and principles of basic civil procedures.
• Ability to handle sensitive situations with tact, diplomacy and confidentiality.
• Ability to work independently and exercise initiative, meet established deadlines and exercise sound independent judgment.
• Establish and maintain effective working relationships with employees, citizens, elected officials, and staff from other offices.
• Working knowledge of ADA, Section 508 & Title VI requirements.

Physical Demands and Working Conditions:

• Frequent: Minimal physical effort typically found in clerical work. Primarily sedentary, may occasionally lift and carry light objects. Walking and/or standing as needed and minimal.

Working Environment:

• Frequent: Exposure to routine office noise and equipment
• Occasional: Exposure to hazards typically found in general office environments where there is rarely to no exposure to injury or accident.

Additional Working Demands / Conditions:

This job description is not designed to contain a comprehensive listing of activities, duties or responsibilities that are required of the employee.

With over 300 days of sunshine, and just 30 miles from Rocky Mountain National Park in the heart of northern Colorado, Loveland is an ideal community for anyone to call home. Known as the Sweetheart City, this vibrant cultural hub is home to nearly 500 sculptures and public art installations, the world-famous Valentine Remail Program, and picturesque views of the Rocky Mountains. The community is bustling with a thriving arts, brewery, foodie, and shopping scene. Enjoy headliner concert and theatre productions, professional hockey events, endless community recreation and open space opportunities, art and sculpture shows, and several local festivals. Loveland also boasts an award-winning golf course and an inclusive library and community center. Loveland, Colorado has EVERYTHING YOU LOVE!

Apply today to join more than 800 employees who work to meet the core values of: Accountability & Integrity, Transparency & Honoring the Public Trust, Collaboration, Innovation, Safety, Excellent Service with Courtesy and Kindness. The City of Loveland is a diverse and welcoming community organization, and our employees enjoy a competitive benefits program, various opportunities for growth and development, and an exceptional work-life balance.

A vibrant community, surrounded by natural beauty, where you belong!

Benefit Eligible Benefits Package Includes:

• Two (2) Medical plans, Dental, Vision (for self/ spouse/ children)
• A Dedicated, exclusive Employee Health and Wellness Center
• Discounted Chilson Center passes
• Paid vacation, holidays, floating holidays, and medical leave
• Flexible spending including Dependent Care
• Life Insurance, AD&D, Short-term and Long-term disability, and voluntary Critical Illness Coverage
• Retirement 401a, 457, Roth (pre-& post tax) and company match
• A Comprehensive Employee Assistance Program
• Voluntary 529 College Invest program
• Tuition Reimbursement
• Employee Referral Program
• Personal and Professional Development opportunities
• Employee Recognition Program
• Exceptional work-life balance
• Market based pay & regular performance reviews
• Local Government employment is eligible for Public Loan Forgiveness Program.

Reasonable accommodation will be made to enable qualified individuals with disabilities to perform the essential functions.

City of Loveland job descriptions are designed to describe the general nature and level of work necessary to perform well in the job; they are not intended to provide an exhaustive list of responsibilities, skills, and qualifications. City of Loveland job descriptions may be updated periodically, and additional activities, duties or responsibilities may be assigned by management as deemed appropriate.

The City of Loveland provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, disability, genetic information, age, or any other status protected under federal, state, and/or local law.

The City of Loveland participates in E-Verify. In accordance with E-Verify requirements, upon your date of hire the City of Loveland will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. E-Verify Notice of Participation.Learn more about your right to work. Visit E-Verify.gov for more information.

Hybrid Remote Work Eligibility

This position may be eligible for up to two days per week working remotely. Probationary employees (within the first six months of employment) may not be eligible. Subject to change based on business needs and performance expectations.

Employment offers will be conditional on the successful completion of an extensive background investigation, driving record, psychological evaluation, and credit check.